Spain has been attracting investors, second home dreamers and people looking for a place to live in the sun for years.

The Costa del Sol, especially Marbella, has become a symbol of the Mediterranean lifestyle, high quality properties and stable investments. If you are considering buying a property in Spain, here are 10 key aspects you should know.

You will need a NIE number

The foreigner identification number (NIE) is essential. Without it you cannot buy a property, open a bank account or sign a public deed. It is like your Spanish NIF. In Loriini and The Lawyers we help you to get it without complications.

Mortgage? Also for foreigners

Spanish banks offer mortgages to foreigners, normally up to 70% of the value of the property. You do not need residency or empadronamiento. What counts is your financial solvency, your credit history and the type of property.

Differences between new and second hand

If you buy a new property from a developer, you will pay VAT (10%) and AJD. In the second hand market ITP applies, normally 7% to 10%. Each transaction has a different tax profile – it is worth analyzing before signing anything.

The notary does not verify ownership

In Spain, the notary does not investigate the legal status of the property. That task falls to your lawyer. That is why it is essential to have a local partner to review the documents, debts, registration and ensure the security of the transaction.

Buying a property is a process

It can take several weeks or even months from the reservation to the signing of the deed. The process includes: offer, preliminary contract, legal analysis, obtaining the NIE, financing and formalization. At Loriini we manage everything step by step.

Registering the property is a separate phase

After signing the public deed, the property must be registered in the Land Registry. This is an important step in order to be a legal and complete owner. We take care that everything is well registered and according to your interests.

Are you going to rent? Register your property for tourist use

If you want to rent for a short stay, you must register the property in the Andalusian Tourism Registry. Without this step, the activity is illegal and carries penalties. We help you with all the technical and administrative requirements.

Additional costs: between 10% and 14%.

To the purchase price must be added taxes, notary, lawyer, registry, agency (if applicable). A well structured budget is the key to avoid surprises. In Loriini we present you all the costs with total transparency.

Subsequent management matters

Maintenance, local taxes (IBI), insurance, communication with the community… all this should be left in expert hands. With Loriini you will have a team that will be with you long after the signing.

A local partner is your greatest security

Knowing the market, the language, the regulations and having the right contacts makes investing in Spain easier and safer. Loriini and The Lawyers are with you in Marbella – so you can rely on us every step of the way.

Planning to buy a property in Spain? Contact us and discover all the possibilities.
Local, integral, stylish.

At Loriini, every milestone on our journey has been born from a simple principle: we listen to our customers. From the beginning, our story was not just about building a business, but about creating homes, lifestyles and long-term relationships.

From outdoor spaces to complete homes

We start with something simple, but essential: outdoor furniture. Living under the Spanish sun, we understood how important gardens and terraces are to daily life on the Costa del Sol. Clients trusted us to bring quality, style and durability to their outdoor spaces. Soon, they asked us to do the same for their interiors.

That’s how we expanded into interior interior design and furnishing packages, creating custom – creating custom concepts that transformed apartments and villas into ready-to-live-in homes.

Why expanding into real estate was a natural next step

The more homes we furnished, the more we noticed a pattern: our clients didn’t just ask for furniture or interiors – they wanted advice throughout the entire process of creating a home in Spain..

For some, this meant reforming or renovating. For others, it was about helping with the most important step: finding the right property.

Expanding into real estate was not a change of direction, but a continuation of our mission. If our clients trust us to create their lifestyle, why not also to help them choose the perfect villa or apartment on the Costa del Sol? choose the perfect villa or apartment on the Costa del Sol??

One-Stop Lifestyle Hub

Today, Loriini is more than a brand. We are an integral lifestyle center.. From property search to legal security, from renovation to furnishing, from management to community – we cover every step.

• Properties – carefully selected homes in the best locations on the Costa del Sol.
• The Lawyers – our in-house law firm, which guarantees secure and transparent transactions.
• Interior design and renovations – customized solutions to bring your vision to life.
• Furniture packages – comfort ready from day one.

Listening is the key

We didn’t expand into real estate because it was a trend. We did it because our clients needed it. And when you listen, you discover that real luxury isn’t just about square footage or ocean views – it’s about feeling at home.

In Loriini, expanding into real estate was a natural step because our mission has always been simple: help you create the lifestyle you dream of.

Buying a property in Spain, especially on the sunny Costa del Sol, is not just an investment: it is a lifestyle decision. Marbella, Estepona, Benahavis: these places not only seduce for their beauty, but also for their potential. If you are thinking of buying a villa or apartment in Spain, it is essential to know the process from start to finish. Here is a practical guide by Loriini: a brand that combines luxury properties, interior design and comprehensive attention to the buyer.

1. Choosing the ideal property on the Costa del Sol

It all starts with a dream, but quickly becomes a concrete project. At Loriini we accompany you from the first step:

• we define your needs: private residence, investment, vacation home?
• we suggest ideal locations (e.g. Golden Mile, Marbesa, El Paraíso);
• we present you a personalized selection of properties from our Loriini Properties catalog.

Looking for a villa with sea views? An apartment near the golf course? We help you find the perfect option.

2. Reservation and legal verification of ownership

Once the property is chosen, the legal process begins. In collaboration with the law firm The Lawyerswe guarantee your legal security:

• signature of the reservation contract (usually a deposit of between 6,000 and 10,000 €),
• conducting the due diligence – we check the ownership, possible encumbrances, urban situation and taxes;
• obtaining the NIE number – identification number for foreigners, mandatory to buy in Spain.

With us there are no surprises: we verify everything for you, from documents to town planning regulations.

3. Signing of the earnest money contract

This is a key step. In this contract, both parties agree to complete the sale and purchase. The buyer provides a down payment (usually 10% of the price), and the seller agrees to sell under the agreed conditions.

If the buyer withdraws, he loses the deposit. If the seller defaults, he must return double.

4. Public deed before a notary public

The final step is the signing of the public deed before a notary. From that moment on, the property legally passes to the buyer.

At Loriini we offer:

• full legal assistance during the signing;
• translation of documents;
• representation by power of attorney (if you are unable to attend in person).

After signing, the property is officially registered in the Land Registry.

5. Costs associated with the purchase of a property in Spain

In addition to the price of the property, you must consider certain additional expenses:

With Loriini you know from the beginning the total cost of the operation – no hidden costs.

 What next? Integrated management with Loriini

Once the purchase is made, we don’t leave you alone. We offer you a complete service of property managementincluding:

• turnkey furnishing and decoration (with our own furniture collections),
• assistance in the rental and promotion of your home,
• maintenance, supervision and administrative management.

From the countertops to the living room cushions, at Loriini we take care of every detail of your new home.

Why should you choose Loriini & The Lawyers?

• One-stop consulting in one place
• Exclusive properties on the Costa del Sol
• Team of architects, designers and lawyers
• Transparency, safety and style

Want to buy a property in Spain? Contact us – we will guide you through the whole process without stress.

Every year, thousands of people from northern Europe make a lifestyle decision to trade clouds for sunshine, rush for calm, and the hustle and bustle of the city for the soothing sound of the sea. Why do more and more buyers choose southern Spain as their second (or first) residence? Discover the reasons behind this phenomenon.

1. More than 300 days of sunshine a year

In places like Norway, Sweden, Germany or the Netherlands, winter can last up to eight months. The Costa del Sol offers more than 300 days of sunshine a year, which means bright mornings, warm evenings and a quality of life that is simply unparalleled.

2. Physical and mental well-being

Sunlight has a direct impact on our mood and health. Southern Spain favors an active outdoor lifestyle: walks on the beach, golf, swimming or simply reading in the garden. All this improves physical and mental well-being.

3. Mediterranean lifestyle

Quiet rhythm, good food, siestas, local markets, wine at sunset… Living in the south of Spain means enjoying a culture that values quality of life. It is not just about having a nice house, but living in a more conscious way, in harmony with oneself and the environment.

4. Intelligent investment

Many northern European buyers see property in southern Spain not just as a holiday retreat, but as a long-term investment. The constant demand, tourist appeal and premium developments in places like Marbella, Estepona or Benahavis mean that properties with good design and location retain or increase in value.

5. Ease of working remotely

Thanks to the rise of remote work, many professionals no longer need to live in big cities. With a good internet connection, they can work from anywhere… and what could be better than working from a terrace overlooking the Mediterranean?

Loriini: we design spaces where people live better.

At Loriini, we create interiors and exteriors that adapt to this new lifestyle: functional, elegant and deeply human. We design residences that offer year-round comfort, both for those who come only in winter and for those who decide to stay forever.

Are you thinking of changing urban life for life by the sea? Contact us today.