Understanding taxes and hidden costs when buying a property in Spain is crucial for anyone considering a home on the Costa del Sol. While the purchase price is the headline number, the real budget includes several mandatory taxes, legal fees and registration costs that differ depending on whether the property is new or resale. To make the process transparent and stress-free, we’ve outlined the most important expenses every buyer should be aware of.

1. Transaction taxes in Andalusia

When purchasing a property in Andalusia, buyers must account for specific taxes tied to the type of property being acquired. These taxes form the core of taxes and hidden costs when buying a property in Spain, and they can significantly influence the total investment.

VAT (IVA) – for new properties

Newly built properties are subject to a 10% VAT (IVA) based on the purchase price. This is a fixed tax applicable in most residential transactions involving developers.

Stamp duty (AJD)

In addition to VAT, new-build transactions require the buyer to pay Stamp Duty (Actos Jurídicos Documentados).
This tax typically ranges from 1.2% to 1.5% of the property’s value, depending on local regulations.

Transfer Tax (ITP) – for resale properties

For second-hand homes, VAT does not apply. Instead, buyers must pay Transfer Tax (Impuesto de Transmisiones Patrimoniales).
In Andalusia, the rate usually ranges from 8% to 10%, depending on the property price bracket.

Consequently, understanding whether a property is new or resale is essential, as the tax structure varies significantly.

2. Notary and legal fees

Every property purchase in Spain requires the execution of a public deed (escritura pública) before a notary.
Although fees may vary, notarial expenses typically range from 0.5% to 1% of the property value.

Furthermore, professional legal fees are another key part of taxes and hidden costs when buying a property in Spain.
Comprehensive legal representation — including due diligence, contract review and transaction oversight — usually represents around 1% of the purchase value.

This ensures the buyer is protected throughout the process, which is especially important for international clients unfamiliar with local regulations.

3. Property registration costs

Once the purchase deed is signed, the property must be registered in the Spanish Land Registry (Registro de la Propiedad).
Registration fees generally fall between 0.4% and 0.7% of the declared property value.

These costs are essential—they formally secure the buyer’s ownership rights within the Spanish legal system.

4. Real Estate agency fees in Andalusia

In Andalusia, the commission for real estate agents is typically paid by the seller, which means buyers benefit from professional assistance without direct agency charges.

However, in some cases, fees may be negotiated differently depending on the nature of the deal and the level of service required.
Standard commissions on the market range from 3% to 5% of the transaction value.

This system often makes purchasing in Spain more cost-efficient for international clients compared to other countries.

Clear guidance for an easy, safe purchase

Navigating taxes and hidden costs when buying a property in Spain may seem complex at first, but with the right support, the process becomes straightforward.
At Loriini, our legal and real estate team oversees every step of the transaction — ensuring accuracy, transparency and complete security.

From selecting the right property to signing final documents, we provide a seamless experience designed for peace of mind.
Click to contact.

When people imagine Marbella, they often think of warm summer nights, golden beaches and endless holiday energy. Yet living in Marbella all year round offers something much richer than a postcard-perfect summer. Life here transforms beautifully from season to season — and those who call Marbella home know that the real magic often happens outside the peak months.

A mild climate that redefines “Winter”

One of the biggest advantages of living in Marbella all year round is the climate.
Even in winter, temperatures regularly stay between 15–20°C during the day, which means long walks on the beach, outdoor lunches and morning coffee under the sun remain part of everyday life.

Because the weather rarely forces you indoors, the rhythm of the city feels calm yet vibrant — a contrast to the intense heat of July and August.
And although the evenings get cooler, the Mediterranean light is still present, giving the winter months a warm, uplifting feel.

A more local, authentic Marbella

While summer is lively and full of movement, autumn and winter reveal a quieter, more authentic side of Marbella. Streets slow down. Restaurants take their time. Locals return to their favourite spots, and the city becomes more intimate.

Therefore, the experience of living here year-round is wonderfully balanced:

• Summer: energy, social life, international community.
• Winter: calm, space, routines, long walks, and time to enjoy the city at your own pace.
• Spring and Autumn: ideal weather, nature walks, golf season, cultural events.

This contrast is part of the appeal — Marbella offers both excitement and serenity depending on the month.

A strong sense of community

Beyond the summer season, connections deepen. Schools operate in full rhythm, fitness studios fill with regulars, and neighbourhoods feel more familiar.
Expats who chose living in Marbella all year round often talk about how easy it is to meet people and feel part of the community.

Whether it’s international families, entrepreneurs running businesses remotely, or retirees enjoying a slower pace, Marbella attracts people who value lifestyle, wellbeing and year-round sunshine.

Life outdoors never stops

Marbella is designed for outdoor living.
Even in winter, you’ll see people hiking La Concha, playing golf, cycling along the promenade, or enjoying yoga on the beach.

Because the climate is so consistent, maintaining routines (fitness, sports, social life) becomes easier. Many residents say they feel healthier, more active and more grounded after moving here permanently.

And the iconic paseo marítimo? It’s just as beautiful in January as it is in July.

Gastronomy without the crowds

Marbella’s food scene is famously rich — from fine dining and Michelin-star restaurants to local tapas bars and beach chiringuitos.
During summer, reservations can be essential. However, in the off-season, the city’s culinary world feels like a private experience.

You can enjoy:

• sunset dinners in Puerto Banús,
• long Sunday lunches in the Old Town,
• wine tastings in boutique bodegas,
• or coffee at your favourite café without rushing.

For many, this is one of the best parts of living in Marbella all year round — the luxury of enjoying Marbella’s flavours with space, calm and time.

Cultural life all year long

Contrary to popular belief, Marbella doesn’t “sleep” in the winter.
The city offers concerts, exhibitions, local fiestas, Christmas markets, charity galas, and international events — especially from September to May.

Moreover, Málaga — one of Europe’s most vibrant cultural cities — is just 40 minutes away, with museums, theatres, the historic centre and year-round events.

A strategic base for travel

Marbella’s location makes it an ideal base for exploring Europe and North Africa.
With Málaga Airport only 45 minutes away, residents can easily fly to:

• London
• Paris
• Warsaw
• Rome
• Lisbon
• Marrakech

Because of this, many people choose Marbella as a home base for both work and travel — a lifestyle impossible to match in colder climates.

A year-round investment in wellbeing

Ultimately, living in Marbella all year round is not just a lifestyle choice — it’s a wellbeing decision.
The combination of sunshine, healthy food, outdoor living, cultural experiences and strong community creates a rhythm of life that feels balanced and fulfilling.

For many, the question stops being “Why move here?” and becomes
“Why didn’t I do it sooner?”

When Loriini opens its second office in Bielany Wrocławskie, it’s not just an expansion — it’s a statement. A statement that Mediterranean living, premium real estate and expert guidance are now even closer to clients in Poland. The new location marks a milestone for Loriini, bringing a slice of the Costa del Sol lifestyle directly to the heart of Lower Silesia.

This new office doesn’t simply welcome visitors — it sets the mood.
The interiors are warm, modern, and unmistakably Loriini. A mix of natural textures, refined lighting, and subtle coastal inspiration creates an atmosphere that feels both aspirational and grounded.

Because Loriini opens its second office with the goal of elevating the client experience, the space has been designed to function as a hub for discovery:

• a place to explore property portfolios,

• a space to discuss investment opportunities,

• and a setting where the journey toward owning a home in Spain truly begins.

A launch event full of energy, insight and real #connections

The opening evening gathered nearly 50 guests — partners, clients, entrepreneurs and people dreaming of a second home under the Spanish sun. Live music, Spanish wine, and intimate conversations created an atmosphere that was both elegant and relaxed.

As the evening unfolded, the topics flowed naturally:
how to buy a property in Marbella, what investment returns look like, which neighbourhoods are growing fastest, and how Loriini’s in-house legal team (The Lawyers) ensures clarity and safety throughout the entire purchase process.

Connecting these conversations was one common thread: a desire for a lifestyle change, not just a real estate purchase.

Opening a second location is more than a strategic step — it’s a response to real demand.

Loriini Properties has spent years building trust on the Costa del Sol. Now, with a local office in Bielany Wrocławskie, the team can offer:

• face-to-face consultations,

• live property presentations,

• personalized investment paths,

• and direct access to specialists both in Poland and Spain.

Moreover, because the team operates in Marbella year-round, clients receive seamless support from the first meeting all the way to the handover of keys — and beyond.

A gateway to Spain — now even closer

Thanks to convenient flight connections and Loriini’s guided process, buying a home in Spain is more straightforward than most people expect.
With Loriini opens its second office now a reality, the entire journey becomes clearer, faster, and far more personal.

The office is also a response to a growing trend: more Poles are choosing to invest in lifestyle properties — second homes that combine sunshine, wellbeing, and long-term value.

Looking ahead: events, workshops and inspiration

The opening night was just the beginning.
Loriini is planning a calendar of events: investor evenings, design talks, educational workshops, and sessions that break down each stage of buying and designing a home on the Costa del Sol.

The mission remains simple:
Make the Mediterranean lifestyle accessible.
Make the process transparent.
And make every client feel supported from the very first conversation.

A space that begins the story of Your future home

Ultimately, the new Loriini office is more than a physical address.
It is a place where ideas turn into plans, and where plans turn into reality. With its official opening, Loriini sets the stage for many new beginnings — for the brand, for its clients, and for anyone ready to embrace the rhythm of life in Spain.

Villas on the Costa del Sol have become the ultimate symbol of Mediterranean luxury — where modern architecture, sea views, and a year-round sunny climate merge into one unique lifestyle. Costa del Sol is more than a destination; it’s a way of living defined by elegance, comfort, and freedom.

At Loriini Properties, we carefully curate villas that elevate this lifestyle even further, offering homes designed for those who expect both beauty and purpose from their space.

Why villas on the Costa del Sol represent true luxury

1. Sun, Space & Privacy – The Mediterranean Trifecta

Life in a villa here means waking up to panoramic landscapes, stepping out onto your private terrace and enjoying the kind of space and privacy that urban living rarely allows.
Expansive plots, infinity pools, rooftop lounges, tropical gardens and seamless indoor-outdoor living — this is the daily reality that defines the region.

2. Architecture That Shapes Your Lifestyle

Villas on the Costa del Sol are designed to elevate both aesthetics and functionality. You’ll find:

• floor-to-ceiling windows,

• open-plan living areas,

• premium natural materials,

• clean, modern lines,

• layouts that adapt to work, family and relaxation.

From refined contemporary minimalism to elegant Andalusian estates — each villa tells a story about living beautifully and comfortably.

3. Locations Connected to Everything That Matters

The region offers access to the best of Mediterranean life: international schools, championship golf courses, Michelin-level dining, beach clubs, marinas and wellness centres.
Whether you choose Marbella, Benahavís, Estepona or the surrounding hillside communities, each area enhances the lifestyle value of your home.

The Loriini approach: villas chosen with intention

At Loriini Properties, we don’t simply collect listings. Every property in our portfolio is selected through a meticulous curation process:

✔ Prime Locations Only

We focus exclusively on areas that offer long-term value, prestige, safety and convenience.

✔ Architectural & Functional Excellence

Our villas must combine design integrity with practicality — intelligent layouts, energy-efficient solutions, premium finishes and high-quality construction.

✔ Lifestyle-Driven Value

A villa is more than square meters — it’s the environment that shapes your everyday life.
We prioritise homes that offer comfort, privacy, functionality and beauty in equal measure.

The types of villas you’ll find in our portfolio

Modern New-Build Villas

Ideal for those who love clean lines, smart-home systems and bright, open spaces.

Traditional Andalusian Estates

Homes with character — featuring private courtyards, mature gardens and timeless architecture.

Frontline Beach Villas

The most exclusive addresses on the Costa del Sol.
Here, the sea becomes part of your private landscape.

Panoramic Hilltop Villas

Perfect for those seeking tranquility, privacy and breathtaking views stretching from the coastline to the mountains.

Why Work with Loriini Properties?

A Boutique Approach to Luxury Real Estate

We combine premium properties, local expertise, individual service and the support of our in-house legal partner The Lawyers to create a seamless, transparent buying experience.

With Loriini Properties you gain:

• personalised property selection tailored to your needs,

• access to off-market villas unavailable to the public,

• full support at every stage — from viewing to legal checks to key handover,

• design and furnishing services through Loriini Living, creating homes ready to live in from day one.

We don’t just help you buy a villa.
We help you build your lifestyle on the Costa del Sol.

Ready to discover the finest villas on the Costa del Sol?

If you’re dreaming of a spacious home with a private pool, panoramic views and a design tailored to how you live — Loriini Properties is your trusted partner in finding the perfect villa.

➡️ Contact Loriini Properties to explore the best villas on the Costa del Sol currently available.
Your Mediterranean address awaits.

The perfect partnership: how Loriini and The Lawyers make buying property in Spain safe and effortless

When it comes to finding your dream home under the Spanish sun, a safe property purchase in Spain is not just a goal — it’s a must.
At Loriini Properties, we believe that buying real estate should be an exciting and stress-free experience. That’s why we work closely with The Lawyers, our trusted legal partner, to make sure every step of the process is transparent, compliant, and secure.

From Vision to ownership — with confidence

Buying property abroad often comes with uncertainty: new regulations, different procedures, and legal nuances that can be overwhelming.
This is where The Lawyers step in. Their experienced legal team specializes in Spanish real estate law, guiding our clients through every stage — from due diligence and contract review to final registration.

Together, Loriini and The Lawyers ensure:

• legal verification of all property documents and ownership titles,

• secure fund transfers and escrow management,

• assistance with NIE, notary appointments, and registration,

• tax and residency advice tailored to each client,

• full communication in your language, at every step.

With this collaboration, our clients can focus on what really matters — choosing the right home and enjoying the Mediterranean lifestyle.

The power of trust and transparency

What makes our partnership unique is shared philosophy: clarity and integrity.
We believe that real estate should never be just about transactions — it’s about long-term relationships built on trust.
Every client who chooses Loriini benefits from The Lawyers’ legal expertise, ensuring that:

• each purchase is legally sound,

• every contract protects the buyer’s interests,

• and the process remains smooth, efficient, and fully transparent.

Beyond the purchase — ongoing support

Even after the deal is done, The Lawyers continue to assist with post-purchase services — from inheritance planning and insurance to property management and tax optimization.
For us, safety doesn’t end at the notary — it’s part of the entire ownership experience.

A seamless experience, from start to finish

The collaboration between Loriini Properties and The Lawyers was created to give you complete confidence and peace of mind when buying real estate in Spain.
Whether it’s your first investment or your future family home, we make sure it’s not only beautiful — but also secure.

Because true luxury means knowing everything is taken care of.

Buying a property on the Costa del Sol is more than just an investment — it’s the beginning of a new lifestyle. But once the purchase is complete, a new challenge begins: turning that empty apartment or villa into a stylish, functional home. That’s where move-in ready furniture packages come in — the easiest, fastest and most stress-free way to make your property truly yours.

1. Save time — from keys to comfort in weeks

Furnishing a new home abroad can take months — searching for the right pieces, coordinating deliveries, arranging installations, and dealing with suppliers.

With a turnkey furniture package, all of this is handled for you.

At Loriini, our team of designers and logistics experts make sure your home is ready in a matter of weeks, not months. From design concept to the final touch of decoration — everything is coordinated seamlessly.

You get the keys — and step into a finished home.

2. Save stress — design, delivery and details done for You

Let’s be honest: managing furniture orders, contractors, and decor while living in another country can be overwhelming.

A furniture package means you don’t have to worry about:

• delivery delays or damages,
• mismatched pieces or wrong measurements,
• finding reliable installers or electricians,
• or language barriers when dealing with local suppliers.

With Loriini, you have a single point of contact who takes care of the entire furnishing process — so you can focus on enjoying life under the Spanish sun.

3. Save money — efficiency without compromise

Many buyers assume a designer interior is a luxury reserved for high budgets. The truth? A curated furniture package often costs less than furnishing a home piece by piece.

Here’s why:

• Access to preferential pricing from trusted European brands,
• No unnecessary purchases — every element fits the space perfectly,
• Reduced errors and logistics costs,
• And for investors: faster ROI thanks to shorter setup time.

Your home looks designer-made — but without the designer price tag.

4. Consistency and style — interiors that feel cohesive

A well-designed home is more than furniture — it’s harmony, balance, and atmosphere.

Our interior designers create cohesive packages that reflect both your taste and Mediterranean living:

• light fabrics and organic textures,
• warm neutral palettes,
• natural wood and soft lines,
• inviting outdoor areas perfect for morning coffee or sunset dinners.

From modern minimalism to timeless coastal luxury, we tailor each space to your lifestyle and property’s character.

5. Fully customizable & sustainable

Every client — and every home — is unique. That’s why Loriini offers both ready-to-choose packages and customized interior concepts for those who want something extra.

We work with sustainable, European-made furniture, eco-friendly materials and timeless designs that combine beauty with durability. Because luxury today is not only about how something looks — it’s about how it’s made.

Perfect for investors and second-home owners

If you’ve purchased a property as an investment, you know that time is money.
With a move-in ready package, your apartment can be rent-ready within weeks, allowing you to start generating income faster — with interiors that attract premium tenants and excellent reviews.

For second-home buyers, it’s the peace of mind of arriving in Spain to find everything — from the sofa to the wine glasses — perfectly arranged and ready to enjoy.

Why choose Loriini furniture packages?

• Tailored interior design consultation
• Full turnkey delivery & installation
• Access to trusted European suppliers
• Option for custom-made furniture
• Outdoor furniture packages available
• Move-in or rent-ready within weeks
• Dedicated support from start to finish

Your home on the Costa del Sol deserves more than just furniture — it deserves soul, harmony, and effortless elegance.

With Loriini Furniture Packages, you don’t just furnish a space — you create a lifestyle.

Ready to turn your property into a move-in ready home?
Contact Loriini to discover our full range of furniture solutions and interior design services.

They don’t call it the Costa del Golf for nothing.
Stretching from Málaga to Sotogrande, this sun-drenched coastline of southern Spain is home to more than 70 golf courses, making it Europe’s premier destination for golf lovers — and for anyone who dreams of a lifestyle defined by sunshine, sophistication, and effortless Mediterranean charm.

Where sport becomes a way of life

On the Costa del Golf, golf isn’t just a sport. It’s a rhythm, a mindset — a daily ritual that connects people to nature, community, and design.
Mornings begin with the sound of sprinklers misting the greens and end with sunset over rolling fairways and sea views. Between rounds, life flows at its own pace: al fresco lunches, coastal walks, and afternoons spent in serene villas that redefine modern Mediterranean living.

This unique balance between activity and tranquility is what makes the Costa del Sol one of the most desirable places in Europe to live, invest, and simply breathe.

World-class golf, endless sunshine

The region is home to some of the most renowned golf courses in Europe — from the legendary Real Club Valderramato Finca Cortesín, Los Naranjos, La Quinta, and Atalaya Golf.
Each course offers its own character and challenge, surrounded by mountain backdrops and panoramic sea views. With over 320 days of sunshine a year, golf here is not a seasonal pastime — it’s a lifestyle available all year round.

It’s not just the courses that make this destination special. It’s the ecosystem: exclusive golf academies, luxury country clubs, Michelin-star dining, and vibrant social scenes that create an experience unlike anywhere else.

Homes made for the Costa del Golf lifestyle

The Costa del Golf is where real estate and lifestyle meet.
Luxury villas, modern apartments, and private residences are often nestled within or right beside golf resorts, offering panoramic fairway views and direct access to leisure facilities.

Whether it’s a villa in Marbella, an apartment in Estepona, or a penthouse in Benahavís, properties here combine contemporary design, privacy, and premium amenities. Each one is created to complement the landscape — open layouts, large terraces, and natural materials that merge seamlessly with the Mediterranean surroundings.

At Loriini Properties, we specialize in helping clients find homes that reflect who they are — balancing functionality, design, and emotion. Because finding the right property isn’t just about location; it’s about connection.

Design inspired by the game

Golf has also influenced the aesthetics of the region. The game’s values — balance, focus, and precision — are mirrored in the architecture and interiors of the homes that line these fairways.

Our interior design team at Loriini brings the same philosophy into every project: modern, natural, timeless. Spaces designed for calm, for living beautifully, and for embracing the slow luxury that defines the Costa del Sol.

Why choose the Costa del Golf

Living on the Costa del Golf means waking up to blue skies, endless green views, and the promise of something more than just comfort — it’s connection, beauty, and peace.

It’s a life where sport meets serenity, where design meets nature, and where every day feels like an invitation to live better.

Whether you’re looking to invest, relocate, or find your second home, one thing is certain:
on the Costa del Golf, you don’t just find a property — you find your place in the world.
Click to discover our properties.

Finding your place under the Andalusian sun

Choosing the right area to buy a property in Spain is about much more than location — it’s about lifestyle, long-term value, and connection. The Costa del Sol offers a remarkable variety of settings, each with its own character, rhythm, and investment potential. From cosmopolitan Marbella to tranquil Benahavís, finding your perfect place depends on what you want from life in the south of Spain.

Marbella – the timeless icon of Mediterranean living

Marbella remains the heart of luxury on the Costa del Sol. It’s where Mediterranean sophistication meets modern comfort — from exclusive beachfront villas on the Golden Mile to elegant penthouses in Nueva Andalucía.
For those who love vibrant nightlife, high-end dining, and cosmopolitan living, Marbella is unmatched. It’s also a smart investment choice: stable demand, international reputation, and continuous infrastructure growth make it one of the strongest real estate markets in Europe.

Best for: lifestyle seekers, investors looking for prestige and liquidity, and those who want to be in the center of it all.

Estepona – the new golden destination

Often called “the new Marbella,” Estepona has evolved into one of the most desirable locations on the Costa del Sol. It offers a perfect blend of Andalusian charm and contemporary development. The town center, with its whitewashed streets and colorful flower pots, reflects authentic Spanish life, while the New Golden Mile hosts some of the coast’s most stunning new developments.

Estepona is ideal for families, retirees, and investors seeking growth potential — property prices here are still lower than in Marbella, yet rising steadily thanks to new infrastructure and luxury projects.

Best for: those looking for balance — modern amenities, natural surroundings, and solid investment returns.

Benahavís – the mountain gem

Hidden in the hills between Marbella and Estepona, Benahavís is known as “the dining room of the Costa del Sol”thanks to its famous restaurants and tranquil charm. Surrounded by nature and golf courses, it offers a quieter lifestyle with spectacular views of the Mediterranean and the mountains.

Benahavís is home to some of the most prestigious gated communities, including La Zagaleta and El Madroñal, making it a top choice for those seeking privacy and exclusivity.

Best for: lovers of tranquility, golf enthusiasts, and buyers seeking space and security in a luxurious environment.

Beyond the trio – exploring more of the Costa del Sol

While Marbella, Estepona, and Benahavís form the golden triangle of luxury real estate, there are other gems worth considering.

• Mijas Costa offers family-friendly communities close to the beach.
• Sotogrande is known for its polo fields, marina, and elegant sophistication.
• Casares combines mountain serenity with proximity to the sea.

Each of these areas provides a unique experience — proving that the Costa del Sol truly has something for everyone.

Making the right choice with Loriini

Whether you’re searching for a second home, an investment property, or a place to relocate permanently, choosing the right area is key to your long-term satisfaction. At Loriini Properties, we go beyond listings — we help you find the location that matches your lifestyle, goals, and vision.

From beachfront apartments to mountain-view villas, our team will guide you through every step — from selection and purchase to interior design and furnishing.

Where lifestyle meets opportunity

The Costa del Sol isn’t just a place to live — it’s a way of life.
Whether you’re drawn to the pulse of Marbella, the serenity of Benahavís, or the growing energy of Estepona, your ideal home awaits.

Discover your place on the Costa del Sol with Loriini Properties — where lifestyle meets opportunity.

Your essential guide to navigating the Spanish property market with confidence.

When searching for your dream home under the Spanish sun, one of the first decisions you’ll face is whether to buy a new-build property (obra nueva) or a resale home (segunda mano). Both have their unique advantages — and understanding the legal and practical differences between them can help you make the right choice.

Let’s take a closer look at what sets these two paths apart.

Buying a New-Build Property (Obra Nueva)

If you dream of a modern home with the latest design, energy efficiency, and no renovation worries, a new-build might be your perfect match. These properties are bought directly from the developer, often while still under construction.

The process

The process usually starts with a reservation agreement and a small deposit (around €6,000–10,000). Then comes a pre-sale contract where buyers pay 10–20% of the property’s price. If the home is still being built, payments are made in stages until the final signing before a notary, when the property is officially handed over.

Taxes and Legal aspects:

Instead of the second-hand transfer tax (ITP), new builds are subject to:

• VAT (IVA) – 10% of the purchase price.
• Stamp Duty (AJD) – 1.2–1.5%, depending on the region.

Buyers also benefit from developer warranties required by Spanish law (Ley de Ordenación de la Edificación):

• 10 years for structural defects,
• 3 years for installation issues,
• 1 year for finishing defects.

Funds paid during construction are protected by a bank guarantee, ensuring your investment is safe even if the project is delayed.

Why choose a New Build?

• Brand-new condition and high energy efficiency.
• Full legal security and no previous owners.
• Option to personalize materials, finishes, and layouts.
• Lower maintenance and repair costs.

However, it’s worth noting that taxes and waiting times are typically higher than for resale properties — especially if you’re buying off-plan.

Buying a Resale Property (Segunda Mano)

For many, the charm of an established home in a well-loved neighborhood is unbeatable. Resale properties are already built and owned by individuals, making the process quicker and often more flexible.

The process

After reserving the property and signing a private purchase contract (Contrato de Arras) with a 10% deposit, both parties proceed to the final deed signing before a notary. From start to finish, it typically takes 1–2 months.

Taxes and Legal aspects:

For resale homes, buyers pay:

• Property Transfer Tax (ITP) – between 6% and 10%, depending on the region.
  There’s no VAT or Stamp Duty (AJD).

Before purchasing, it’s crucial to check that the property is free from debts and encumbrances. A lawyer will verify:

• the property registry (Registro de la Propiedad),
• community fees,
• utility bills, and
• local taxes (IBI).

Why choose a Resale home?

• Move-in ready — no waiting for construction.
• Often located in established areas close to the beach or city centers.
• Lower taxes compared to new builds.
• Room for price negotiation.

On the downside, resale properties may require renovation or modernization, and buyers won’t have developer guarantees.

New Build vs. Resale: at a glance

Finding what fits You

Choosing between a new build and a resale home in Spain comes down to lifestyle and priorities.
If you value modern design, efficiency, and peace of mind, a new property may be your best choice.
If you’re drawn to character, established communities, and quick move-ins, a resale property might be the one.

At Loriini Properties, we guide our clients through both paths — from legal verification and negotiation to interior design and furnishing. Whatever your choice, our team ensures your buying journey is safe, transparent, and inspiring.

✨ Your dream home on the Costa del Sol is closer than you think. Let’s find it together. Click to contact.

A place where life just tastes… better

Imagine waking up in the morning in a bright and spacious villa with panoramic views of the Mediterranean Sea. From the kitchen comes the aroma of freshly brewed coffee, which you savor on the terrace while the sun slowly rises over the horizon. This is everyday life on the Costa del Sol: a place where owning a second home is no longer a luxury, but a conscious lifestyle decision.

It is not just a dream. It is an achievable reality for those looking for luxury properties in Spain: modern villas in Marbella, apartments for sale in Estepona or penthouses in Benahavis. The Costa del Sol is undoubtedly one of the best locations in Europe to establish your second home.

A sun that is not in a hurry

The Costa del Sol offers more than 300 days of sunshine a yearwhich makes it the ideal place to live under the concept of slow luxury. Here time flows differently. Here each day begins with a ray of light coming through the panoramic windows of your living room. That same light has shaped the local architecture: modern villas with glass facades, apartments with large terraces that integrate indoors and outdoors in perfect harmony.

An address that sounds like a dream come true

In the real estate world, the phrase “owning a home in Spain” is no longer a fantasy. It is a strategic choice. Why? Because investing in a property on the Costa del Sol is a combination of legal security, economic stability and high profitability, especially if you consider renting as an option.

Areas such as the Golden Mile, La Zagaleta or Marbesa are home to exclusive villas exclusive villas that not only guarantee privacy and prestige, but also access to the best beaches, restaurants and golf courses in Europe.

A space that breathes

A luxury property in Spain is not just a building: it is a space designed for living. At Loriini, we believe that your home should be an extension of your personality. That’s why every one of our projects -from the villa Villa Vistato the Eden by Loriini- is born from the spirit of natural design, functionality and the aesthetics of slow living.

We offer not only the sale of houses and apartments, but also the sale of turnkey furnishing, through ourthrough our furniture packagesStandard, Premium or Luxury. Your second home can be ready to live in a matter of weeks.

Comfort that starts with a decision

Choosing a second home on the Costa del Sol is choosing peace of mind. By working with Loriini, you get a complete accompaniment: from initial advice, through interior design, to legal support throughout the process. All so you can focus on the essentials: living.

Loriini’s team will help you find the property that best suits your needs, whether it is a minimalist Mediterranean style villa, a modern apartment with mountain views or a residence with private garden and pool.

Costa del Sol – Your place in the world

Here every day smells of jasmine, tastes of local olive oil and sounds of cicadas at sunset. Here, luxury means peace, privacy and thoughtful decisions.

If you are looking for a place to breathe, live slower and enjoy with beauty – the Costa del Sol awaits you. Costa del Sol awaits you. And Loriini will accompany you on every step of this journey.

Click here to discover luxury properties on the Costa del Sol and find your second home with Loriini.